What are refi rates for a 30yr now with zero points? I’m seeing 4.0 and 3.5, pretty big spread.
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NOW be really smart and dump that $500 and maybe more into principle each month and buy down that loan.Just closed on a 3.125% 30 year fixed a few weeks ago. Saved over $500 a month.
NOW be really smart and dump that $500 and maybe more into principle each month and buy down that loan.
Unless you are are 100% confident the market will return greater than 3 1/8% - and I am not.
This last year I dumped $81k into my mortgage instead of stocks - mtg. paid off, would have lost my shirt in the market.
Good move.....
Just did a refi 2 weeks ago. Dropped from 18 years left to a new 15 year loan. Went from 3.875% to 2.62%.
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Just did a refi 2 weeks ago. Dropped from 18 years left to a new 15 year loan. Went from 3.875% to 2.62%.
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My wife went on Lending Tree yesterday and someone called her, and she had good rapport with him, so she's going through with him. 2.875% for 15yrs, rolling in closing costs.
-John
As a reference, because I’ve been asked a bunch recently, here are the states I can do business.
Maryland
Pennsylvania
Delaware
Virginia
North Carolina
Georgia
Tennessee
Florida
Ohio
Through a STM referral, we can also accommodate NJ, WV, SC
Thanks all!